Privacy Policy

Last Updated: January 2026

At Rivlosys, we believe your financial data is your business. Our "Privacy by Design" approach ensures your information remains secure.

1. Local Calculation

All mortgage calculations are performed locally within your web browser. We do not transmit your purchase price, down payment, or income data to our servers.

2. No Data Collection

We do not require accounts, logins, or personal identifiers (like names or phone numbers) to use our tools.

3. Analytics

We use Umami Analytics, a privacy-focused, cookieless service, to track general site usage (e.g., page views) without identifying individual users.

4. Third Parties

Links to third-party sites (like Ratehub) are provided for your convenience. These sites have their own privacy policies which we encourage you to review.